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Applying for a Mortgage: Proof of Income

Writer's picture: Nicole McGannNicole McGann

(A conversation with Shawn Yocum from AnnieMac Home Mortgage.)






"So we like to see that you have job stability. Job stability is someone that's been employed for two years now. You could have six jobs in two years and that's okay. So, um, we want to document that you need to get all your W you choose and stick them in the folder and we need all of them. If, um, you're self employed, then we would need your tax returns. Along with that, we're going to need pay stubs. It's important to keep the last four months or four pay stubs, because if you're going to make application, we want to see where your year to date is, what you're doing and how I'm even at that company. "

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